A Penny For Your Thoughts

Greetings Kids! So nice to see you.

How was your weekend? 🙂


I’ve been thinking….
We haven’t had a weekly question in ages, so how about one for today?

I don’t have to tell you that the economy seems to be in a holding pattern, and that gas prices certainly aren’t helping.

My question is: What are a couple of your favorite tips for saving money?

Eventually, I’d like to place a “button” right over there in my sidebar, (maybe a dollar sign?) which will link to the list we come up with!

It should be fun. 🙂

Of course, I’ll add mine too!




A Penny For Your Thoughts — 8 Comments

  1. I like to go to the farmer’s market late in the day on Saturday and pick up all the bargins, the market is only open on Friday and Saturdays so going late on Saturday can be a real money saver.

    I also like to buy hamburger in bulk, cook it all up and freeze the patties for when I’m short on time.

    I had a great weekend, on Sunday I volunteered at Petfest. Its a fundraiser and adoption event. I even won a raffle basket. When I got home, hubs had BBQ’d enough food to last for almost the rest of the week. Chicken, burgers, Italian sausages, and pork steaks.

    Today’s Celebrations include:
    5/23 Lucky Penny Day (a perfect day for your post)
    5/23 World Turtle Day (the reptile not the candy)
    5/23 National Taffy Day ( I like saltwater and Laffy taffy especially the cherry)

  2. Good Morning!!
    Well, first I took the question literally.

    Terry had a portion of his paycheck deposited each payday to our IRA, which is nice because his company still has a match program.

    I get a bonus each month based on sales and I leave it in my savings account each month.

    I have a whole different idea of saving money than most people that I won’t go into here. Mostly I think I save the most money by picking things up, carrying them around while I convince myself I don’t need it and put it back down before I leave the store ~lol~ I think its how I get my shopping fix.

    For the most part, I don’t buy anything I don’t need and I try not to buy unless its on sale, then I stock up. If we want to eat out, we make it lunch because the lunch menu is usually a smaller portion than dinner so you get the same for less. Lots of restaurants will let you order from the lunch menu at dinner time. We never eat fast food anymore, because if you do the lunch menu thing, it really does cost just a little more than FF and is more healthy.

    Have an awesome day!!
    xx, Carol

  3. Kelly,
    I am going to celebrate turtle day! We are big turtle fans here, and have several HUGE ones that live nearby . 🙂 Love your money tips!

    You are so smart to think while still shopping about whether you “need” an item or not. Wouldn’t we all be in less trouble that way! lol

    I’m hoping you will chime in here with your tips – you often find great stuff at a good price! 😀

  4. Hey!! How did you know I was here lurking!! LOL!!

    I do have lots of tips for saving money that work for me. They are kind of weird though.

    1. Every store/shop you frequent, ask what type program they have for their loyal customers. Cash back, points for later purchases, PunchCard Clubs (get a punch every time you buy for a free something when card is full).
    2. Register your e-mail address with the stores with a website. Sometimes you will get money towards purchases just for signing up.
    3. Also as mentioned in #2, these stores will send you sale alerts and coupons via e-mail. (Get on their mailing list as well.)
    4. Shop in thrift stores. My new favorite place to shop is at the Salvation Army Thrift Shop. Senior Day 25% off on Wednesday.
    5. ALWAYS ask in advance for your Senior Discount. (if you are that age)
    6. When checking in at hotels/motels, mention AARP or any other Senior groups you are affiliated with. You won’t get a discount at checkout, you have to mention it at CHECK-IN. (Been there, done that.)
    7. Like Carol said, put off buying when possible, until the item goes on sale.
    8. Use coupons. And ASK the counter person if they have any coupons there at the register for the taking. I have and have been given the coupons.
    9. My latest “make me happy shopping” is when I shop at Amazon.com and can use my AMEX reward points to pay for the purchases.
    10. And once you accumulate all these points, filled in club cards, cashback bucks… use them. Don’t let them expire. You shopped at their store. Now, go get your reward for doing so.

    How’s that!! 😀

    I will post more if I think of any others.

  5. I love buying at thrift shops. And even then, I buy when it’s on sale, even at the thrift shops.

  6. I use coupons. Target will let you use their store coupons and manufacturers’ coupons together so you can double up or “stack”. That is very useful with baby stuff: diapers, wipes, formula, etc. I am also on all the baby companies’ email lists so I get coupons/ samples that way, too.
    If I am going shopping, I usually check online for coupons before I go.

    I am in no ways an extreme couponer like what is on TV! Those people have too much time on their hands. Although it is impressive to get 3 carts of groceries for $10, do you really need 50 sticks of deodorant or a room full of toilet paper? I guess some people do. To each his own. 🙂

    I have been known to buy diapers when they are on sale and have “stacked” coupons about to expire; I usually buy the next size up from what he is wearing now. You can never have too many diapers, I guess.

    I shop all the sale racks at the stores. I hate paying full price for anything. Usually if you dig, you can find some great deals on clothes.

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